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SUN Safer Life

The most protection for your budget.

Up to 2× your coverage for your family while your kids are young and the loans are big, at a term-plan price. Renews every 5 years without a new health check, and you can switch to a lifetime plan later.

Up to 2× life coverFrom ₱1M coverageRenews to 75
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱1,000,000), non-smoker, for your first 5 years. The price updates to your age at each renewal. Riders cost extra.

What you’d get

Big protection now, room to upgrade later.

Show for coverage of
up to, for your family, at a term-plan price
75
age it can renew until, every 5 years, with no new health check
Switch
to a lifetime or investment plan before 65, same protection, no new health check
Monthly
payments possible through auto-debit

The life cover amount scales with the coverage you choose.

Your timeline

Starting at 35, here’s how your plan runs.

    Term or lifetime?

    Most coverage now. Lifetime when you’re ready.

    Safer Life

    • Biggest coverage for the price
    • Renews every 5 years to 75
    • Switch to lifetime before 65

    Lifetime plans

    • Covered until 100
    • Build cash value
    • Cost more for the same coverage

    Kung malaking proteksyon ang kailangan habang bata pa ang mga anak mo, this gives you the most coverage for your budget.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Are a parent with young kids
    • Are a breadwinner with loans
    • Want big coverage on a budget
    • Plan to upgrade to lifetime later

    Good to know

    • Available from age 18 to 64
    • Pure protection: nothing comes back if you outlive the plan
    • The price goes up with your age at each 5-year renewal
    • You can add riders for accidents and disability

    Questions

    What people usually ask.

    What is it?

    Term life insurance: big protection for your family for a set period, at a lower cost than lifetime plans.

    What does my family get?

    Up to 2× your coverage amount.

    How long am I covered?

    It renews automatically every 5 years up to age 75, with no new health check. The price adjusts to your age at each renewal.

    Can I upgrade later?

    Yes. Before age 65, you can switch to an eligible lifetime or investment plan and keep the same protection, without a new health check.

    How do I pay?

    Yearly, every 6 months or every 3 months. Monthly through auto-debit is possible after your first quarterly payment.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age and the coverage your family needs. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prefer to talk now?

    0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

    Prices shown are estimated premiums for the base plan only, non-smoker, for the first 5-year term, worked out from the premium at the minimum coverage of ₱1,000,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. The plan renews every 5 years and the premium updates to the insured’s age at each renewal. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.