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Sun Secure Income 10

Pay for 10 years. Get paid every year until 100.

Guaranteed cash every year from the end of year 6, for life. No market ups and downs, so you know exactly what’s coming and when. Use it for your kids’ schooling, your retirement, or both.

6% of your coverage yearlyAll guaranteedPay for 10 years
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱250,000), non-smoker, paying for 10 years. Riders cost extra. Your exact premium comes with your proposal.

What you’d get

Four guaranteed ways it pays you back.

Show for coverage of
every year, from the end of year 6 until age 100
for your family, from day 1 until age 100
bonus at each of ages 80, 85, 90 and 95, on top of your yearly cash
maturity benefit when your plan reaches age 100

All four are guaranteed. Dividends may be added on top, but those are not guaranteed. Amounts scale with the coverage you choose.

Your timeline

Starting at 35, here’s when the cash comes in.

    What’s sure, and what’s extra

    Plan around the sure part. Enjoy the extra.

    Guaranteed

    • 6% of your coverage every year, until 100
    • Bonuses at 80, 85, 90 and 95
    • Maturity benefit at 100
    • 2× your coverage for your family

    Possible extra

    • Yearly dividends, depending on how the company performs
    • Can be higher, lower or none in some years
    • Yours to withdraw or leave in the plan to grow

    No market risk on the guaranteed part. Your yearly cash doesn’t go down when the stock market does.

    Sample illustration for age 30

    Starts at 30, gets paid for life.

    1. Age 30Juan starts his plan at ₱1M coverage and pays for 10 years.
    2. Age 36His first ₱60,000 arrives. It comes every year after that.
    3. 36–100₱3.66M in guaranteed yearly cash.
    4. 80–95₱250,000 bonus at 80, 85, 90 and 95: ₱1M in total.
    5. Age 100His plan matures and pays out its cash value of ₱994,810.
    Guaranteed received
    ₱5,654,810
    With dividends
    ₱13.2M
    Dividends illustrated at 4.2% a year, not guaranteed.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Want money you can count on, not money that depends on the market
    • Are planning your kids’ schooling and want a yearly amount to plan around
    • Want a steady income in retirement, on top of SSS or your pension
    • Want to leave something for your kids or grandkids

    Good to know

    • Available from 7 days old up to age 65
    • The yearly cash is a fixed amount, so plan with inflation in mind
    • Commit to the full payment period to get the most out of it
    • Insure your child and the yearly cash can run for almost 100 years

    Questions

    What people usually ask.

    When does the yearly cash start?

    At the end of year 6, then every year until age 100. You get 6% of your coverage each time, guaranteed: ₱60,000 a year on ₱1M coverage.

    Can I use the yearly cash right away?

    Yes. Take it as cash every year, or leave it in the plan so it keeps growing.

    How do I pay?

    In 3, 5, 10 or 15 years, yearly, every 6 months or every 3 months. Monthly through auto-debit is possible after your first quarterly payment. The estimate on this page is for 10 years.

    What happens in my senior years?

    On top of your yearly cash, you get a bonus of 25% of your coverage at ages 80, 85, 90 and 95. At 100, the plan matures and pays out.

    What if I need money?

    You can borrow against your plan’s guaranteed cash value. If diagnosed with a terminal illness, part of your coverage can be paid early.

    What does my family get?

    2× your coverage, from day 1 until age 100, minus any bonus already paid to you.

    Can I get it for my child?

    Yes, from 7 days old. The yearly cash can help with their schooling and keep going for their whole life.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age and the yearly cash you want. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prefer to talk now?

    0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

    Prices shown are estimated premiums for the base plan only, non-smoker, paying for 10 years, worked out from the premium at the minimum coverage of ₱250,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and your actual premium may vary. The age-30 example is a sample illustration. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract. Dividends are not guaranteed.