Yes, you can still protect Mama and Papa.

Cash if your parent is diagnosed with an illness common at their age, like stroke, heart attack or Alzheimer’s, so the bills don’t fall on you or eat up their retirement savings. Made for ages 50 to 70, and you only pay for a few years.

For ages 50 to 7017 age-related illnessesPay for 3, 5 or 10 years

What you’d get

Cash when they need it, so the bills don’t fall on you.

Show for coverage of

cash if diagnosed with one of 17 illnesses like stroke, cancer or Alzheimer’s

extra for knee replacement, glaucoma surgery, cochlear implant or severe osteoporosis

for the family, until age 100, if no illness benefit was paid

3, 5 or 10

years of paying, then done

Plus dividends that can be taken as cash, left to grow or used to pay premiums (not guaranteed), and access to a wellness program.

Their timeline

Starting at 65, here’s how the plan runs.

Why it matters

Their savings stay theirs. Yours stay yours.

With Senior Care

Cash on diagnosis, paid to them
Covers illnesses common after 50
Paid for in just a few years

Without a plan

Bills come out of their retirement savings
Or out of their children’s pockets
Harder to get covered as they get older

Ito ang sagot ko kapag tinatanong kung pwede pang i-insure ang parents. Yes, and the earlier, the better.

Sample illustration for age 65

Insured at 65. Covered when it counted.

Age 65Her children get her ₱300,000 coverage and pay for 3 years.
Age 70Knee replacement. The surgery benefit pays ₱15,000.
Age 81Diagnosed with a covered illness. The plan pays ₱450,000 in cash.

Total received

₱540,737

Includes ₱75,737 in dividends illustrated at 3.5% a year, which are not guaranteed.

Is it for you?

Good fit, and good to know.

A good fit if

Your parents are in their 50s to 70s
You want to protect your own savings from their medical bills
They’re retired and want their savings to last
You want cash for illnesses common at their age

Good to know

For ages 50 to 70
The illness benefit pays once, and then the policy ends
Pre-existing conditions may be excluded. If your parent already has a condition, EasyLink Protect (no medical exam) may be the easier fit
Severe osteoporosis is covered until age 85

Questions

What people usually ask.

What illnesses are covered?

Any of 17 illnesses common at an older age, like heart attack, stroke, cancer, Alzheimer’s, Parkinson’s or kidney failure. The plan pays cash equal to 150% of the coverage.

What about surgeries?

A one-time extra 5% of the coverage for knee replacement, glaucoma surgery, a cochlear implant or severe osteoporosis (until age 85).

How do we pay?

In 3, 5 or 10 years, yearly, every 6 months, every 3 months or monthly. The estimate on this page is for 5 years.

What does the family get?

If no illness benefit has been paid, the family receives 150% of the coverage, until age 100.

Anything else?

Dividends that can be taken as cash, left to grow or used to pay premiums (not guaranteed), a cash value they can borrow against, and access to a wellness program.

Can I pay for my parent’s plan?

Yes. Many of my clients get this for their parents. Your parent is the insured, and you can be the one paying.

How do I get my exact numbers?

Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for their age, coverage and payment term.

Next step

Want their exact numbers? It’s free.

Get a proposal for your parent’s age and the coverage you want. No obligation, and you can ask me anything along the way.

Message me to know more

Prefer to talk now?

0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

Prices shown are estimated premiums for the base plan only, non-smoker, paying for 5 years, worked out from the premium at the minimum coverage of ₱300,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. The age-65 example is a sample illustration. Dividends are not guaranteed. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.