All plans › Protection + Investment

Sun MaxiLink Prime

Protect your family. Grow your money. Done paying in 10 years.

One plan that does both: at least 2× your coverage for your family from day 1, plus a fund you can grow for retirement, schooling or your next big goal. It’s the plan I recommend most.

At least 2× life coverA fund you can growPay for 10 years
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱350,000), non-smoker, paying for 10 years. Riders cost extra. Your exact premium comes with your proposal.

What you’d get

Protection that’s sure, and money that grows.

Show for coverage of
at least, for your family from day 1, plus your fund value. Guaranteed.
Your fund
grows over time in funds you choose, from safer to more aggressive
10 years
of paying, then your fund keeps working for you
Anytime
withdraw part of your fund when you need cash, or add top-ups to grow it faster

The life cover amount scales with the coverage you choose. The fund isn’t guaranteed: it moves with the market and can go up or down.

Your timeline

Starting at 35, here’s how your plan works.

    Two jobs in one plan

    One part is sure. One part grows.

    Protection: guaranteed

    • At least 2× your coverage for your family
    • Starts on day 1
    • Doesn’t depend on the market

    Your fund: it grows

    • Managed by professional fund managers
    • You pick how safe or aggressive
    • Not guaranteed: it moves with the market
    • Use it for retirement, schooling or a big goal

    Think of it as two accounts in one plan. One keeps your family safe no matter what. The other is your money, working for your future.

    Where your money goes

    Every payment does two things at once.

    1. Step 1You pay a fixed amount every year for 10 years.
    2. Step 2Part of it keeps your family protected with at least 2× your coverage.
    3. Step 3The rest goes into the funds you choose, managed by professionals.
    4. Step 4After 10 years you stop paying. Your fund keeps working.
    5. Step 5Use your fund when you need it: retirement, schooling or a big goal.
    At ₱1M coverage, for your family
    ₱2,000,000+
    At least ₱2M guaranteed, plus whatever is in your fund.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Want protection and growth in one plan
    • Want to be done paying in 10 years
    • Are building money for 15 to 20 years or more
    • Are okay with market ups and downs for a chance at more growth

    Good to know

    • Available from birth up to age 65
    • The fund isn’t guaranteed. If it runs low, you may need to pay beyond 10 years
    • Best kept for the long term, not as short-term savings
    • You can add riders for accidents, disability and illnesses

    Questions

    What people usually ask.

    What is it, in simple words?

    Life insurance and an investment in one plan. Part of what you pay protects your family, and the rest goes into a fund that can grow over time.

    What does my family get?

    At least 2× your coverage amount, plus whatever is in your fund. On ₱1M coverage, that’s at least ₱2M.

    What do I get while I’m alive?

    Your fund. You can use it later for retirement, your kids’ education or a big life goal, or withdraw part of it when you need cash.

    Where does my money go?

    You choose from a range of funds, from safer ones to more aggressive ones, depending on how much ups and downs you’re okay with. Professional fund managers handle the investing for you.

    Is the fund guaranteed?

    No. It moves with the market, so it can go up or down. The protection for your family is the part that’s guaranteed. The fund works best if you keep it for 15 to 20 years or more.

    Can I add more money?

    Yes. You can add top-ups anytime to grow your fund faster, on top of your regular payments.

    Do I really stop paying after 10 years?

    That’s the plan. If your fund runs low because of the market, you may need to keep paying a little longer to keep your coverage going. I’ll check this with you along the way.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and the funds that fit you.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age, the coverage you want and the funds that fit you. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prices shown are estimated premiums for the base plan only, non-smoker, paying for 10 years, worked out from the premium at the minimum coverage of ₱350,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and your actual premium may vary. This is a variable life insurance plan: the fund is not guaranteed, its value moves with the market, and past performance does not guarantee future results. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.