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SUN Smarter Life Classic

Protection for life. Nothing depends on the market.

2× your coverage for your family until age 100, plus guaranteed cash values you can borrow against. No investment, no ups and downs, nothing to watch. Simple and sure.

2× life cover to 100All guaranteedNo market risk
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱200,000), non-smoker. Riders cost extra. Your exact premium and payment term come with your proposal.

What you’d get

Simple, guaranteed, for life.

Show for coverage of
for your family, until age 100. Guaranteed
100
age you’re covered until
5 or 10
years of paying (or regular pay), then covered for life
Cash value
that grows over time, guaranteed. Borrow against it in emergencies

The life cover amount scales with the coverage you choose. No part of it depends on the market.

Your timeline

Starting at 35, here’s how your plan runs.

    Classic or a plan with investment?

    All sure. Nothing to watch.

    Smarter Life Classic

    • Every benefit is guaranteed
    • No fund to monitor
    • Covered until 100

    Plans with investment

    • Part of your money is invested
    • Can grow more, but not guaranteed
    • Moves with the market

    For anyone who says “protection lang, ayaw ng investment.” Simple, guaranteed, for life.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Want protection only, no investment
    • Don’t want market ups and downs
    • Are a breadwinner or parent with young kids
    • Prefer simple over complicated

    Good to know

    • Available from birth up to age 80, the widest range in my lineup
    • Pay for 5 or 10 years, or regularly
    • You can add riders for accidents, disability and critical illness
    • Message me for a sample illustration for your age

    Questions

    What people usually ask.

    What is it?

    Lifetime life insurance with no investment, so nothing depends on the market.

    What does my family get?

    Double your coverage amount, until age 100.

    What do I get while I’m alive?

    Guaranteed cash values that build up over time.

    What if I need money?

    You can borrow against your cash values in an emergency.

    How do I pay?

    For 5 or 10 years, or regularly.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age and the coverage you want. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prefer to talk now?

    0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

    Prices shown are estimated premiums for the base plan only, non-smoker, based on the minimum-coverage benchmark, worked out from the premium at the minimum coverage of ₱200,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. Dividends, if any, are not guaranteed. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.