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Sun LifeAssure

Big protection, small budget.

₱1M in cash if you’re diagnosed with a critical illness, so you can focus on getting better instead of the bills. The most affordable plan I offer, and where many of my clients start. Upgrade anytime as your income grows.

From ₱1M coverage36 illnesses and surgeriesMost affordable
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱1,000,000), non-smoker, for your first 5 years. The price updates to your age at each renewal. Riders cost extra. Your exact premium comes with your proposal.

What you’d get

Cash when you need it most, for less than you’d think.

Show for coverage of
cash if diagnosed with any of 32 critical illnesses, or for 4 major heart and organ surgeries
36
critical illnesses and surgeries covered
for your family if you pass away
70
age you’re covered until, renewing every 5 years

Use the cash however you need: treatment, recovery, alternative medicine, or simply things you’ve always wanted to do.

Your timeline

Starting at 35, here’s how your plan runs.

    Already have an HMO?

    Keep it. They do different jobs.

    LifeAssure

    • Pays cash to you, in one lump sum
    • Use it for anything: bills, rent, recovery
    • Stays with you even if you change jobs

    Your HMO

    • Pays the hospital directly
    • Up to a yearly limit
    • Usually ends when you leave your job

    Your HMO covers the hospital bill. LifeAssure covers your life while you recover: income you miss, maintenance meds, the household.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Want real protection on a tight budget
    • Are getting insured for the first time
    • Already have an HMO and want cash on top of it
    • Are a breadwinner your family relies on

    Good to know

    • Available from age 18 to 60
    • Pure protection: no cash value and no money back if you stay healthy
    • It pays once, and then the plan ends
    • A diagnosis in the first 90 days isn’t covered, and pre-existing conditions may be excluded

    Questions

    What people usually ask.

    What illnesses are covered?

    Any of 32 critical illnesses, like heart attack, stroke, cancer, kidney failure or Alzheimer’s, plus 4 major surgeries: organ transplant, heart bypass, aorta surgery and heart valve replacement.

    How can I use the money?

    However you want: treatment, recovery, alternative medicine, or simply things you’ve always wanted to do.

    How do I pay?

    Yearly or in smaller installments. The plan renews every 5 years up to age 70, and the price updates to your age at each renewal.

    What does my family get?

    If you pass away from something other than a covered illness, your family receives your coverage amount.

    Can I upgrade later?

    Yes. Many of my clients start with LifeAssure and add a bigger plan as their income grows.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age and the coverage you want. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prefer to talk now?

    0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

    Prices shown are estimated premiums for the base plan only, non-smoker, for the first 5-year term, worked out from the premium at the minimum coverage of ₱1,000,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. The plan renews every 5 years and the premium updates to the insured’s age at each renewal. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.