All plans › Hospital cash

Sun First Aid

Cash for every day you’re in the hospital.

Pag na-ospital ka, hindi lang hospital bill ang problema. There’s lost income, pamasahe, pagkain ng bantay. This gives you a fixed amount of cash for every day you’re confined, para may panggastos habang nagpapagaling.

Daily cashOn top of your HMOSmall budget

Your proposal shows your exact premium for the daily amount you choose.

What you’d get

Cash while you heal, for the costs your HMO doesn’t cover.

Show for coverage of
for each day in the hospital, including surgery and ICU stays
2×
the life benefit if death is from an accident
₱0
premiums to pay if you become totally disabled
75%
of premiums back at year 10 with First Aid Plus

The daily cash follows the amount you choose.

Your timeline

Starting at 35, here’s how it works.

    Already have an HMO?

    Keep it. They do different jobs.

    First Aid

    • Pays cash to you, per day
    • For lost income, transport, food, a bantay
    • Stays with you even if you change jobs

    Your HMO

    • Pays the hospital directly
    • Up to a yearly limit
    • Usually ends when you leave your job

    Your HMO pays the hospital. This pays you, for the income you lose while you’re out.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Are a breadwinner who can’t afford days off
    • Are a freelancer with no paid sick leave
    • Want cash on top of an HMO
    • Have a small budget

    Good to know

    • Available from age 18 to 55
    • Daily cash from ₱2,000 up to ₱10,000 a day
    • The money-back feature is only on First Aid Plus
    • Your family receives the premiums you’ve paid if you pass away, doubled for accidents

    Questions

    What people usually ask.

    What does it cover?

    Hospital confinement, surgery, long hospital stays and ICU admission. You get a fixed amount of cash for every day you’re confined.

    Why do I need it if I have an HMO?

    Your HMO pays the hospital. This pays you, for the income you lose while you’re out and the extra costs like transport, food and a bantay.

    First Aid or First Aid Plus?

    Same hospital cash. First Aid Plus adds money back: up to 75% of your total premiums on the 10th policy anniversary, if you outlive the protection period.

    What if I can’t work anymore?

    If you become totally disabled, you no longer need to pay premiums, and your coverage continues.

    How much cash a day can I get?

    From ₱2,000 up to ₱10,000 a day, depending on the plan level you choose.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for the daily amount you want. No obligation, and you can ask me anything along the way.

    Message me to know more

    Hospital stay examples multiply the chosen daily benefit by the number of days confined. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.