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Sun Life Save and Protect

Sure ka. Your money comes back if nothing happens.

You’re protected for 20 years, and at the end, at least 100% of your basic premiums come back to you, guaranteed. No medical exam, just a few simple questions. For anyone who wants protection without the “sayang kung walang mangyari” feeling.

100% money back, guaranteedNo medical examProtected for 20 years
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱460,000). Riders cost extra. Your exact premium and payment term come with your proposal.

What you’d get

Protected for 20 years. Then it all comes back.

Show for coverage of
100%
of your basic premiums back to you after 20 years, at least. Guaranteed
life cover for your family, starting day 1
0
medical exams needed. Just a few simple questions
20
years of coverage, with 5 or 10 years of paying

The money back is guaranteed. The life cover amount scales with the coverage you choose.

Your timeline

Starting at 35, here’s how your plan runs.

    Why it feels safe

    Nothing to lose. Everything protected.

    Guaranteed

    • At least 100% of your basic premiums back
    • Life cover from day 1, for 20 years
    • Fixed payments, no market risk

    Easy to start

    • No medical exam, just a few questions
    • Pay for 5 or 10 years
    • From 7 days old up to age 50

    If something happens, your family is protected. If nothing happens, your money comes back. Either way, it’s not wasted.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Want your money back if nothing happens
    • Are saving for the first time
    • Don’t want a medical exam
    • Want something simple with a small budget

    Good to know

    • Available from 7 days old up to age 50
    • It’s a 20-year plan. Coverage ends when it matures
    • Commit to the full payment period to get the full money back
    • Message me for a sample illustration based on your age and budget

    Questions

    What people usually ask.

    Do I really get my money back?

    Yes. After 20 years, at least 100% of your basic premiums come back to you, guaranteed.

    Do I need a medical exam?

    No. Just a few simple questions on your application.

    How do I pay?

    For 5 or 10 years, your choice. You’re covered for 20.

    What does my family get?

    Life cover from day 1, for the whole 20 years.

    Can I get it for my child?

    Yes, from 7 days old. It’s a simple way to build a guaranteed amount for their future.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal with your exact money back for your age and budget. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prefer to talk now?

    0962 385 8115 donnadel.g.nuqui@sunlife.com.ph Compare all plans

    Prices shown are estimated premiums for the base plan only, non-smoker, based on the minimum-coverage benchmark, worked out from the premium at the minimum coverage of ₱460,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.