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Sun Acceler8

Pay for 8 years. Get guaranteed cash back for your next big goal.

Cash back every 2 years starting at the end of year 8, getting bigger each time, then 102% of your coverage back at year 20. Your life cover grows the whole way. For a house, a business, or your retirement fund.

Guaranteed cash back102% back at year 20Pay for 8 years
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱250,000), non-smoker, paying for 8 years. Riders cost extra. Your exact premium comes with your proposal.

What you’d get

Cash back along the way, and a lump sum at the end.

Show for coverage of
your first guaranteed cash back at the end of year 8, then every 2 years, bigger each time
back to you as a lump sum at year 20, guaranteed
life cover for your family from year 9, grown from your coverage
8 years
of paying, with benefits for 20 years

Cash back and the year-20 lump sum are guaranteed. A special bonus after year 8 and yearly dividends may be added on top, but those are not guaranteed.

Your timeline

Starting at 35, here’s when the cash comes in.

    What’s sure, and what’s extra

    Plan your goal around the sure part. Enjoy the extra.

    Guaranteed

    • Cash back every 2 years from year 8
    • 102% of your coverage back at year 20
    • Life cover that grows to 228%

    Possible extra

    • A special bonus after year 8
    • Yearly dividends, not guaranteed
    • Yours to take as cash or leave to grow

    No market risk on the guaranteed part. You know the amounts and the years from day 1.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Are saving for something big in the next 10 to 20 years
    • Want cash you can count on, not market-based growth
    • Want to be protected while you save
    • Prefer a shorter plan with a clear end date

    Good to know

    • Available from birth up to age 65
    • It’s a 20-year plan. Coverage ends when it matures
    • Commit to all 8 years. Stopping early may mean getting back less
    • You can add riders for accidents and disability

    Questions

    What people usually ask.

    When does the cash back start?

    At the end of year 8, then every 2 years. Each one is 2% of your coverage bigger than the last, all guaranteed.

    What do I get at the end?

    At year 20, a guaranteed lump sum of 102% of your coverage. On ₱1M coverage, that’s ₱1,020,000.

    How do I pay?

    For 8 years only, yearly, every 6 months or every 3 months. Monthly through auto-debit is possible after your first quarterly payment. The plan runs for 20 years.

    What does my family get?

    Life cover that starts at your coverage amount and grows every year, reaching 228% of your coverage by year 9.

    Is there anything on top?

    A special bonus after year 8, then yearly dividends. Those are not guaranteed.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal with your exact cash back schedule for your age and goal. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prices shown are estimated premiums for the base plan only, non-smoker, paying for 8 years, worked out from the premium at the minimum coverage of ₱250,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. The special bonus and dividends are not guaranteed. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.