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Done paying in 5 years. Your fund keeps working.

Pay a bigger amount for just 5 years, then stop. Your family keeps at least 2× your coverage, and your fund keeps growing for your kids’ schooling or your future income.

Pay for 5 yearsAt least 2× life coverA fund you can grow
Or type an amount

Estimate for the base plan at the coverage you pick (minimum ₱200,000), non-smoker, paying for 5 years. Riders cost extra. Your exact premium comes with your proposal.

What you’d get

Pay fast, then let your money work.

Show for coverage of
5 years
of paying, then you’re done
at least, for your family, plus your fund value. Guaranteed
Top-ups
add extra anytime to grow your fund faster
Anytime
withdraw part of your fund in emergencies

The life cover amount scales with the coverage you choose. The fund isn’t guaranteed: it moves with the market.

Your timeline

Starting at 35, here’s how your plan works.

    Two jobs in one plan

    One part is sure. One part grows.

    Protection: guaranteed

    • At least 2× your coverage
    • Starts on day 1
    • Doesn’t depend on the market

    Your fund: it grows

    • Managed by professional fund managers
    • You pick how safe or aggressive
    • Not guaranteed: it moves with the market

    Paying over 5 years means bigger yearly payments than a regular-pay plan, but you’re free sooner.

    Is it for you?

    Good fit, and good to know.

    A good fit if you

    • Have a higher income right now
    • Want to finish paying fast
    • Are a parent with kids starting school
    • Are investing for the long term

    Good to know

    • Available from birth up to age 60
    • The fund isn’t guaranteed. If it runs low, you may need to pay beyond 5 years
    • Each yearly payment is bigger than a regular-pay plan
    • You can add riders for accidents, disability and illnesses

    Questions

    What people usually ask.

    How do I pay?

    For at least 5 years. Each yearly payment is bigger because it’s squeezed into fewer years. Top-ups are allowed anytime.

    What does my family get?

    At least 2× your coverage amount, plus your fund.

    What do I get while I’m alive?

    A fund that keeps working after you stop paying, for your kids’ education, future income or a milestone.

    Where does my money go?

    You choose from a range of funds, from safer to more aggressive. Professional fund managers handle the investing.

    Is the fund guaranteed?

    No. It moves with the market. The protection for your family is the guaranteed part.

    How do I get my exact numbers?

    Tap “Get my free proposal” and leave your details, or message me. I’ll send your exact premium and benefits for your age, coverage and payment term.

    Next step

    Want your exact numbers? It’s free.

    Get a proposal for your age, coverage and the funds that fit you. No obligation, and you can ask me anything along the way.

    Message me to know more

    Prices shown are estimated premiums for the base plan only, non-smoker, paying for 5 years, worked out from the premium at the minimum coverage of ₱200,000 and scaled to the coverage you pick. Riders and add-ons cost extra and are not included. Ages between benchmark points are estimated. These are estimates only and the actual premium may vary. This is a variable life insurance plan: the fund is not guaranteed, its value moves with the market, and past performance does not guarantee future results. Educational summary only, not a formal quote. Benefits, limits, issue ages and eligibility are subject to underwriting and the actual policy contract.